FTBs looking to buy in cities
More first-time buyers are setting their sights on city living, with Dundee and Edinburgh seeing the biggest increase in buyer enquiries. London has lost some appeal due to high prices, showing that affordability remains a key factor in buyer decisions.
New year, new home?
If you’re hoping to make a move in 2026, speak to us about finding a suitable mortgage and checking what you can comfortably afford. The more financially prepared you are, the smoother your move will be when the time comes.
Residential Property Market Review
Tax changes, tenancy reform and shifting buyer support signal significant structural change across the UK housing market.
News in Review
This week’s edition covers Scotland’s draft Budget and subdued UK house prices as year-end data emerges
Commercial Property Market Review
UK commercial property faces shifting taxes, rising regional office rents, resilient West End investment, and growing demand for let-ready space
“We are at an inflection point”
Donald Trump was the key factor shaping global affairs in 2025. Liberation Day trade traumas had a far-reaching impact back in April
Looking ahead: A new year, a clear plan
Start 2026 with a clear plan and peace of mind. We’re here to help you protect and grow your wealth with clarity and purpose, whether that means reviewing investments, revisiting pension arrangements or preparing for key milestones.
Opinion on the year ahead
The following perspectives draw on insights from leading banks and institutions and are offered for thoughtful consideration for the year ahead
Economic Review – December 2025
In our Economic Review of December – the Bank of England (BoE) warn further reductions were likely to become a ‘closer call,’ analysts suggest uncertainty ahead of the Budget affected growth, negatively impacting both consumer and business spending levels and retail conditions remain challenging.
In the news
Buyers are willing to pay a premium for a home with a sea view. One million UK homes have risen in value by at least 50% since 2020. And 37% of homeowners have some regrets about the property they bought.
